This article by RAND Corporation is a thoughtful concept that if done well, could lead to the workplaces budgetary costs to be less risky and could be an interesting “back door” incentive to having the consumer be more focused on their health.  I am also confident that both  providers and deliverers of health care would be more focused on quality of care, medical compliance, and working with patients on changing poor lifestyle habits.

We are not going to see this idea happen in the next few years, but a health care system that can help US Citizens focus on changing poor health habits rather that just diagnosis and treatment could prove to be one of the best ways to reduce our health care cost epidemic.

Read the story and offer your thoughts: http://www.rand.org/blog/2014/11/health-insurance-without-an-annual-expiration-date.html